Introduction

  Abstracts

  The Structure of Zero Divisor Sum Graphs
            Chantelle Bickett, College of St. Mary
            Samantha Graffeo, Swarthmore College
            Whitney Ross, Spelman College
            Edward Washington, Winston-Salem State University

  Elliptic Curves with Torion SubGroup Z2 x Z8?  Does a Rank 4 Curve Exist?
            Terris Brooks, Central State University
            Elizabeth Fowler,  Maryville College
            Katherine Hastings,  Baldwin Wallace College
            Danielle Hiance, Campbellsville University
            Matthew Zimmerman, Central State University

  Reckless or Responsible: A Multivariate Statistical Analysis of Consumer Spending
            Emilola Abayomi, Albany State University
            Erin Esp, Montana Tech
            Shannon Grant, University of Idaho


  Education by Nation: A Multivariate Statistical Analysis
            Ashley Brooks, Winston Salem State University
            Amber Shoecraft, Johnson C. Smith University
            Anthony Franklin, Coastal Carolina University