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What kinds of loans can be consolidated?

Eligible loans include:

  • Direct Subsidized and Unsubsidized Loans
  • Direct Consolidation Loans
  • Guaranteed Student Loans
  • Federal Perkins Loans
  • Federal Insured Student Loans
  • Federal Supplemental Loans
  • Auxiliary Loans to Assist Students
  • National Direct Student Loans
  • National Defense Student Loans
  • Health Education Assistance Loans
  • Health Professions Student Loans
  • Loans for Disadvantaged Students
  • Nursing Student Loans
Ineligible loans include:
  • Loans made by a private lender
  • Primary Care Loans
  • Law Access Loans
  • Medical Assistance Loans
  • PLATO Loans


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